Own your dream car -
on your terms
Own your dream car - on your terms
Starting from 9.6% APR, representative xx.x% APR
Starting from 9.6% APR, representative xx.x% APR
Own your dream car - on your terms
You're 2 minutes away from your quote
You're 2 minutes away from your quote
Flexible loans up to £35k over 1-5 years
Flexible loans up to £35k over 1-5 years
Get paid next working day
Get paid next working day
Buy any car you want, from anywhere
Buy any car you want, from anywhere
Easy online application with human support
Easy online application with human support



3 quick & easy steps
3 quick & easy steps
3 quick & easy steps

2 minutes
Get your no-obligation quote
Get your no-obligation quote
Get your no-obligation quote
See your quote before you choose to continue – no impact on your credit score.
See your quote before you choose to continue – no impact on your credit score.
See your quote before you choose to continue – no impact on your credit score.

10 minutes
Customise your loan
Customise your loan
Customise your loan
Build your ideal loan and sign your agreement online, with help if you need it.
Build your ideal loan and sign your agreement online, with help if you need it.
Build your ideal loan and sign your agreement online, with help if you need it.

Next working day
Get paid & drive away
Get paid & drive away
Get paid & drive away
Get paid next working day. You're free to buy any car you want, from anywhere.
Get paid next working day. You're free to buy any car you want, from anywhere.
Get paid next working day. You're free to buy any car you want, from anywhere.
Representative example: borrowing £10,000 over 5 years with a representative APR of 14.9%, an interest rate of 14.71% (fixed), the monthly payment would be £232.53. The first payment would be £282.53 to include an opening fee of £50. The opening fee is included in the total cost of credit of £3,900.00 and a total amount payable of £13,900.00
Representative example: borrowing £10,000 over 5 years with a representative APR of 14.9%, an interest rate of 14.71% (fixed), the monthly payment would be £232.53. The first payment would be £282.53 to include an opening fee of £50. The opening fee is included in the total cost of credit of £3,900.00 and a total amount payable of £13,900.00
Rated 'Excellent' with over 14,000 reviews
Rated 'Excellent' with over 14,000 reviews
Rated 'Excellent' with over 14,000 reviews
FAQs
Will applying for car finance affect my credit score?
At Oodle, we understand the importance of your credit score. Don’t worry, when you apply for used car finance through us, we perform a soft credit check to begin with, which does not affect your credit score. If you choose to go ahead with that finance offer, we’ll ask for your OK to do a full credit check.
Will applying for car finance affect my credit score?
At Oodle, we understand the importance of your credit score. Don’t worry, when you apply for used car finance through us, we perform a soft credit check to begin with, which does not affect your credit score. If you choose to go ahead with that finance offer, we’ll ask for your OK to do a full credit check.
Will applying for car finance affect my credit score?
At Oodle, we understand the importance of your credit score. Don’t worry, when you apply for used car finance through us, we perform a soft credit check to begin with, which does not affect your credit score. If you choose to go ahead with that finance offer, we’ll ask for your OK to do a full credit check.
What is a car loan ?
A car loan is a way of financing a vehicle that allows you to buy the car outright using the finance and then pay manageable monthly payments, until the loan is paid off.
What is a car loan ?
A car loan is a way of financing a vehicle that allows you to buy the car outright using the finance and then pay manageable monthly payments, until the loan is paid off.
What is a car loan ?
A car loan is a way of financing a vehicle that allows you to buy the car outright using the finance and then pay manageable monthly payments, until the loan is paid off.
What are the benefits of using a car loan to buy your next car?
A car loan allows you to buy the vehicle outright unattached to any asset. You will have monthly payments until the loan is completed after which point there will be no additional payments or charges.
What are the benefits of using a car loan to buy your next car?
A car loan allows you to buy the vehicle outright unattached to any asset. You will have monthly payments until the loan is completed after which point there will be no additional payments or charges.
What are the benefits of using a car loan to buy your next car?
A car loan allows you to buy the vehicle outright unattached to any asset. You will have monthly payments until the loan is completed after which point there will be no additional payments or charges.
Can I get car finance if I have bad credit?
Generally, the higher your credit score, the greater your chances of being accepted for credit and the better (lower) the interest rate may be. If you have a low credit score it doesn’t mean that you will be refused credit, but you might have to shop around – and you can expect to pay a higher interest rate.
Can I get car finance if I have bad credit?
Generally, the higher your credit score, the greater your chances of being accepted for credit and the better (lower) the interest rate may be. If you have a low credit score it doesn’t mean that you will be refused credit, but you might have to shop around – and you can expect to pay a higher interest rate.
Can I get car finance if I have bad credit?
Generally, the higher your credit score, the greater your chances of being accepted for credit and the better (lower) the interest rate may be. If you have a low credit score it doesn’t mean that you will be refused credit, but you might have to shop around – and you can expect to pay a higher interest rate.
Can Oodle help me find a car?
You can take out a car loan with us and shop for your new wheels just about anywhere online. Once the cash is in your account, you're free to buy the car that suits you best, wherever you find it.
Can Oodle help me find a car?
You can take out a car loan with us and shop for your new wheels just about anywhere online. Once the cash is in your account, you're free to buy the car that suits you best, wherever you find it.
Can Oodle help me find a car?
You can take out a car loan with us and shop for your new wheels just about anywhere online. Once the cash is in your account, you're free to buy the car that suits you best, wherever you find it.
Join over 250,000 happy Oodle customers
Join over 250,000 happy Oodle customers
Representative xx.x% APR
Join over 250,000 happy Oodle customers
Representative xx.x% APR