How Oodle Finance works

How Oodle Finance works

01

Apply online

Find out if you're pre-approved in seconds

02

Get accepted

You’ll have the money in your account the next working day

03

Shop anywhere

Including our network of trusted dealers

Get my quote.
No impact on your credit score.

Get my quote.
No impact on your credit score.

x.xx% APR Representative

Car finance made simple

Guide to car finance

Starting your car buying journey and looking at car finance options can be quite intimidating. It may be one of the biggest financial decisions you make beyond buying a home, and between all the different car finance companies, abbreviations and jargon, it can be tough to know what’s right for you.

Read more

Credit scores

Your credit score is a number which relects how likely you are to keep up with your payments, based on your credit and spending history – your score change can change over time and the higher it is, the more chance you have of being accepted for credit.

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Hire purchase agreements

Hire purchase is just one of several ways that lenders typically offer to finance your next car by paying monthly, as opposed to paying the full amount in one go. But what is it, and what are the benefits of this type of finance agreement?

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Car loans

A car loan is another way of financing a new or used car. Car loans work slightly differently to other finance products, like hire purchase and personal contract purchase. Learn more about them and find out why a car loan might be right for you.

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APRs between 9.6% and 27.5%, with repayments between 12 and 60 months.

x.xx% APR Representative

Representative example: borrowing £10,000 over 5 years with a representative APR of 16.9%, an interest rate of 16.7% (fixed), the monthly payment would be £240.50. The first payment would be £290.50 to include an opening fee of £50. The opening fee is included in the total cost of credit of £4,480 and a total amount payable of £14,480.00.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

APRs between 9.6% and 27.5%, with repayments between 12 and 60 months.

x.xx% APR Representative

Representative example: borrowing £10,000 over 5 years with a representative APR of 16.9%, an interest rate of 16.7% (fixed), the monthly payment would be £240.50. The first payment would be £290.50 to include an opening fee of £50. The opening fee is included in the total cost of credit of £4,480 and a total amount payable of £14,480.00.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

APRs between 9.6% and 27.5%, with repayments between 12 and 60 months.

x.xx% APR Representative

Representative example: borrowing £10,000 over 5 years with a representative APR of 16.9%, an interest rate of 16.7% (fixed), the monthly payment would be £240.50. The first payment would be £290.50 to include an opening fee of £50. The opening fee is included in the total cost of credit of £4,480 and a total amount payable of £14,480.00.

Our ‘representative APR' means at least 51% of our customers are offered this rate. It’s a good way to compare lenders. Remember your rate will depend on lots of things like your credit score, so it might be higher or lower than this.

Need more help?

Need more help?

Head over to our Help Centre to find out more about car finance, our application process, and what to expect at every step of your Oodle journey.

Head over to our Help Centre to find out more about car finance, our application process, and what to expect at every step of your Oodle journey.

Help centre