No deposit car finance
No deposit options available. Find out if you'll be pre-approved for no deposit car finance with Oodle in just a few minutes, without affecting your credit score. Get a decision in 20 seconds.
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Get a great no deposit car finance deal - then use it to find the right car for you
Say goodbye to uncertainty and hello to car buying confidence. Sort your finance with Oodle and drive away safe in the knowledge that you’ve got the wheels you want, within a budget that suits you.
xx.x% APR Representative
xx.x% APR Representative
xx.x% APR Representative
Transparent pricing and no hidden costs
We can help you every step of the way – we can even help you find a car
Buy and pay online or in person at a dealership
How Oodle works
01
Sort the finance
Set your budget, and we'll pre-approve your finance application within minutes so you're good to go.
01
Sort the finance
Set your budget, and we'll pre-approve your finance application within minutes so you're good to go.
01
Sort the finance
Set your budget, and we'll pre-approve your finance application within minutes so you're good to go.
02
Choose your car
Browse thousands of cars online or visit a dealership
02
Choose your car
Browse thousands of cars online or visit a dealership
02
Choose your car
Browse thousands of cars online or visit a dealership
03
Ready to buy
Once you've chosen the right car - you're ready to buy. Our team will help every step of the way!
03
Ready to buy
Once you've chosen the right car - you're ready to buy. Our team will help every step of the way!
03
Ready to buy
Once you've chosen the right car - you're ready to buy. Our team will help every step of the way!
xx.x% APR Representative
xx.x% APR Representative
xx.x% APR Representative
“I was blown away by how lightning fast and genuinely easy the team at Oodle made getting car finance”
Melina McLean
“Quick service which was easy and uncomplicated sorting my car in no time”
Kevin B.
Oodle customers are happy customers
We’re very proud of our Trustpilot rating, which is a result of all the positive reviews our customers have given us. We’re one of the only car finance companies to have such a high rating, and our teams are constantly working to improve the experience even further.
FAQs about no deposit car finance
What is no deposit finance?
Depending on how you choose to buy your next car, you might be asked for an upfront payment known as a deposit.
Any finance agreement that doesn’t include an upfront payment is considered a no-deposit finance agreement.
What is no deposit finance?
Depending on how you choose to buy your next car, you might be asked for an upfront payment known as a deposit.
Any finance agreement that doesn’t include an upfront payment is considered a no-deposit finance agreement.
What is no deposit finance?
Depending on how you choose to buy your next car, you might be asked for an upfront payment known as a deposit.
Any finance agreement that doesn’t include an upfront payment is considered a no-deposit finance agreement.
How does no deposit car finance work?
While there is no lump sum to pay at the beginning, no-deposit finance deals often have higher monthly payments or longer agreement terms than those where a deposit is included. this is because the entire cost of the vehicle is spread throughout your agreement instead.
No deposit car finance can be a great way to reduce the immediate impact on your finances when you need a car at short notice, but as ever it’s important to know the pros and cons of each option so you can make the right decision for you.
Representative 17.1% APR
How does no deposit car finance work?
While there is no lump sum to pay at the beginning, no-deposit finance deals often have higher monthly payments or longer agreement terms than those where a deposit is included. this is because the entire cost of the vehicle is spread throughout your agreement instead.
No deposit car finance can be a great way to reduce the immediate impact on your finances when you need a car at short notice, but as ever it’s important to know the pros and cons of each option so you can make the right decision for you.
Representative 17.1% APR
How does no deposit car finance work?
While there is no lump sum to pay at the beginning, no-deposit finance deals often have higher monthly payments or longer agreement terms than those where a deposit is included. this is because the entire cost of the vehicle is spread throughout your agreement instead.
No deposit car finance can be a great way to reduce the immediate impact on your finances when you need a car at short notice, but as ever it’s important to know the pros and cons of each option so you can make the right decision for you.
Representative 17.1% APR
What are the pros and cons of no deposit car finance?
Pros
If you choose a car finance deal without an initial deposit, you can take the keys and drive without having paid anything other than a reservation fee.
This means you could get your new car more quickly, as you wouldn’t need to save up or use money you’ve set aside for a rainy day.
Cons
If you don’t pay a deposit, the cost of your finance agreement becomes greater.
This could increase your monthly payments or make your agreement period longer, meaning you may need to pay more in total across the duration of your loan.
What are the pros and cons of no deposit car finance?
Pros
If you choose a car finance deal without an initial deposit, you can take the keys and drive without having paid anything other than a reservation fee.
This means you could get your new car more quickly, as you wouldn’t need to save up or use money you’ve set aside for a rainy day.
Cons
If you don’t pay a deposit, the cost of your finance agreement becomes greater.
This could increase your monthly payments or make your agreement period longer, meaning you may need to pay more in total across the duration of your loan.
What are the pros and cons of no deposit car finance?
Pros
If you choose a car finance deal without an initial deposit, you can take the keys and drive without having paid anything other than a reservation fee.
This means you could get your new car more quickly, as you wouldn’t need to save up or use money you’ve set aside for a rainy day.
Cons
If you don’t pay a deposit, the cost of your finance agreement becomes greater.
This could increase your monthly payments or make your agreement period longer, meaning you may need to pay more in total across the duration of your loan.
What are the requirements for getting no deposit finance?
In general lenders are more likely to approve your no deposit finance application if you have a good credit score – with Oodle, if you're eligible for finance then you're eligible for no deposit car finance. As no deposit finance deals tend to have higher monthly payments, lenders will need to check how reliable you are at making these monthly instalments. If you’re hoping to get no deposit car finance it may be worth taking a look at our tips on how to improve your credit score before applying.
Other requirements to getting no deposit finance include:
Being over 18
Being able to provide basic personal details, such as your name, age, and address
Being able to afford the monthly payments
By providing details of your income, lenders will be able to view your credit history
To find out whether you are eligible for no deposit finance with Oodle you can start your finance application online here. As part of the process we will carry out a soft credit check to understand how much we can lend you and under what terms. Representative 17.1% APR
What are the requirements for getting no deposit finance?
In general lenders are more likely to approve your no deposit finance application if you have a good credit score – with Oodle, if you're eligible for finance then you're eligible for no deposit car finance. As no deposit finance deals tend to have higher monthly payments, lenders will need to check how reliable you are at making these monthly instalments. If you’re hoping to get no deposit car finance it may be worth taking a look at our tips on how to improve your credit score before applying.
Other requirements to getting no deposit finance include:
Being over 18
Being able to provide basic personal details, such as your name, age, and address
Being able to afford the monthly payments
By providing details of your income, lenders will be able to view your credit history
To find out whether you are eligible for no deposit finance with Oodle you can start your finance application online here. As part of the process we will carry out a soft credit check to understand how much we can lend you and under what terms. Representative 17.1% APR
What are the requirements for getting no deposit finance?
In general lenders are more likely to approve your no deposit finance application if you have a good credit score – with Oodle, if you're eligible for finance then you're eligible for no deposit car finance. As no deposit finance deals tend to have higher monthly payments, lenders will need to check how reliable you are at making these monthly instalments. If you’re hoping to get no deposit car finance it may be worth taking a look at our tips on how to improve your credit score before applying.
Other requirements to getting no deposit finance include:
Being over 18
Being able to provide basic personal details, such as your name, age, and address
Being able to afford the monthly payments
By providing details of your income, lenders will be able to view your credit history
To find out whether you are eligible for no deposit finance with Oodle you can start your finance application online here. As part of the process we will carry out a soft credit check to understand how much we can lend you and under what terms. Representative 17.1% APR
Can I keep the car once the finance is paid off?
Whether you're able to keep your car at the end of your finance agreement will depend on the car finance type you choose, and whether you want to keep it at all. For example, with hire purchase and personal contract purchase you do have the option to buy the car at the end of your agreement. It's best to check with your lender before you agree your car finance that this option will be available to you.
Can I keep the car once the finance is paid off?
Whether you're able to keep your car at the end of your finance agreement will depend on the car finance type you choose, and whether you want to keep it at all. For example, with hire purchase and personal contract purchase you do have the option to buy the car at the end of your agreement. It's best to check with your lender before you agree your car finance that this option will be available to you.
Can I keep the car once the finance is paid off?
Whether you're able to keep your car at the end of your finance agreement will depend on the car finance type you choose, and whether you want to keep it at all. For example, with hire purchase and personal contract purchase you do have the option to buy the car at the end of your agreement. It's best to check with your lender before you agree your car finance that this option will be available to you.
Which cars are available with no deposit finance?
Whatever you’re looking for, from SUVs to city cars, we can help you find the right deal for your budget. For more information on which cars are available, browse our range here.
Which cars are available with no deposit finance?
Whatever you’re looking for, from SUVs to city cars, we can help you find the right deal for your budget. For more information on which cars are available, browse our range here.
Which cars are available with no deposit finance?
Whatever you’re looking for, from SUVs to city cars, we can help you find the right deal for your budget. For more information on which cars are available, browse our range here.
How much can I borrow without a deposit?
At Oodle we can offer between £2.5k and £100k towards your next car, depending on your circumstances. You may not need to pay a deposit depending on your circumstances.
How much can I borrow without a deposit?
At Oodle we can offer between £2.5k and £100k towards your next car, depending on your circumstances. You may not need to pay a deposit depending on your circumstances.
How much can I borrow without a deposit?
At Oodle we can offer between £2.5k and £100k towards your next car, depending on your circumstances. You may not need to pay a deposit depending on your circumstances.
Does a no deposit finance deal take longer to process?
Nope, it will take the same amount of time to process as any other application. When you apply online you’ll get a decision in minutes!
Does a no deposit finance deal take longer to process?
Nope, it will take the same amount of time to process as any other application. When you apply online you’ll get a decision in minutes!
Does a no deposit finance deal take longer to process?
Nope, it will take the same amount of time to process as any other application. When you apply online you’ll get a decision in minutes!