Vans on finance

Whatever your trade, be it plumber or gardener, we understand the importance of finding the best van for your small business needs. Buying your next van using a van loan will mean you can split the cost of the van into manageable monthly payments.

Whatever your trade, be it plumber or gardener, we understand the importance of finding the best van for your small business needs. Buying your next van using a van loan will mean you can split the cost of the van into manageable monthly payments.

x.xx% APR Representative

If you choose to finance with us, you're free to find your van wherever suits you best. Whether you're after an electric or automatic van, we can help with the finance.

How does it work?

There are several different kinds of car or van finance products available in the UK. It’s important you make the right choice for your circumstances, so be sure to do your research before deciding on a finance package.


Oodle offers an unsecured personal loan (UPL) product, but we’ve outlined two of the most popular finance products below for comparison: personal contract purchase (PCP) and personal contract hire (PCH).  

pcp

Personal contract purchase

With PCP agreements, you put down an initial deposit, and then spread the remaining cost over a prearranged period, just as you would with a loan agreement. You have full use of the van during the agreement, but it still belongs to the lender. At the end of the PCP term, you have three options: you can either pay a usually significant lump sum – known as a balloon payment – to own the van, or hand it back (there may be charges for excess mileage and excessive wear and tear).

 

Alternatively, you can use the value remaining in the current van to put towards your next vehicle – this is known as part exchange.  Here are some key points to be aware of:  


  • The PCP agreement covers only the projected depreciation of the vehicle, so the monthly payments are usually smaller than other types of finance.  

  • At the end of the PCP agreement you can choose to hand the van back, buy it, or part-exchange it to help finance your next one.  

  • It’s important to be aware that if you are planning to buy the vehicle at the end of the PCP agreement the final cost it likely to be greater than a car loan overall, potentially wiping out the benefits of smaller monthly payments. 

  • With PCP there may be charges for unreasonable wear and tear and excess mileage.  

Personal contract hire

PCH is a popular way to ‘lease’ a van. With personal contract hire agreements, you normally pay an initial rental upfront – you then lease the van for a set period. Unlike PCP you don’t have the option to purchase the vehicle at the end of the agreement; at the end of the agreement you simply return the van. There may be additional charges for excess mileage and/or unreasonable wear and tear. 

van
van

Vans on finance if you’re self-employed

We understand that every penny counts. It’s important to find the right van loan to support your small business needs.

If you’re a sole trader in need of a single vehicle, Oodle could be the answer.


By completing our online car finance application you’ll know in minutes whether we can help support your business in financing and even helping you find your next van. (Representative APR XXX)


Unfortunately, we can’t offer finance to small-to-medium enterprises (SMEs) or larger companies as we don’t provide finance for fleets.

We understand that every penny counts. It’s important to find the right van loan to support your small business needs.

If you’re a sole trader in need of a single vehicle, Oodle could be the answer.


By completing our online car finance application you’ll know in minutes whether we can help support your business in financing and even helping you find your next van. (Representative APR XXX)


Unfortunately, we can’t offer finance to small-to-medium enterprises (SMEs) or larger companies as we don’t provide finance for fleets.

We understand that every penny counts. It’s important to find the right van loan to support your small business needs.

If you’re a sole trader in need of a single vehicle, Oodle could be the answer.


By completing our online car finance application you’ll know in minutes whether we can help support your business in financing and even helping you find your next van. (Representative APR XXX)


Unfortunately, we can’t offer finance to small-to-medium enterprises (SMEs) or larger companies as we don’t provide finance for fleets.

Car finance thats actually simple

Car finance thats actually simple

Car finance thats actually simple

Whether you’re after your dream car, thinking about switching to electric, or just need a bit more space in the boot, an Oodle Car Loan could help you cover the cost.

Fast application - money
in your account next
working day

Your car, your rules, its yours from day one.

Shop anywhere or choose a trusted dealer.

Excellent rated,
dedicated UK team.

Calculate monthly car finance payments

Calculate monthly car finance payments

Calculate monthly car finance payments

The world of car finance can be a confusing one – but we’re here to help simplify things. Use our car finance calculator to help you decide whether car finance could be a good option for you, without affecting your credit rating. The calculator will give you a good idea of what your monthly payments could look like based on how much you’re looking to borrow.


Don’t worry, you’re not committing to anything; this tool is simply a useful guide to help you figure out a budget that suits you best before you complete a full application for car finance.

The world of car finance can be a confusing one – but we’re here to help simplify things. Use our car finance calculator to help you decide whether car finance could be a good option for you, without affecting your credit rating. The calculator will give you a good idea of what your monthly payments could look like based on how much you’re looking to borrow.


Don’t worry, you’re not committing to anything; this tool is simply a useful guide to help you figure out a budget that suits you best before you complete a full application for car finance.

The world of car finance can be a confusing one – but we’re here to help simplify things. Use our car finance calculator to help you decide whether car finance could be a good option for you, without affecting your credit rating. The calculator will give you a good idea of what your monthly payments could look like based on how much you’re looking to borrow.


Don’t worry, you’re not committing to anything; this tool is simply a useful guide to help you figure out a budget that suits you best before you complete a full application for car finance.

FAQs about vans on finance

Will I be eligible for a Van loan?

Will I be eligible for a Van loan?

Will I be eligible for a Van loan?

Can I get a Van loan if I’ve had bad credit in the past?

Can I get a Van loan if I’ve had bad credit in the past?

Can I get a Van loan if I’ve had bad credit in the past?

Are larger businesses eligible for Oodle Van loans?

Are larger businesses eligible for Oodle Van loans?

Are larger businesses eligible for Oodle Van loans?

Read next

Read next

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Automatic cars are a great option for those looking for a stress-free ride. With no need to physically change gears they offer a simpler, straightforward driving experience. It’s possible to get an automatic car on finance, too.

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